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THE PLAN |
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Every day you are either getting
richer or going broker. Which is
it? Which will it be tomorrow?
And the day after that?
If you do not know how to get
rich every day, then I will give
you a rough outline here. This
is a great start. There is
plenty more where this small
sample came from.
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LEARN |
You need a good education. This is the
21st century. It is the time of rockets,
global communication, and
supercomputing. You need to be equipped
to compete with some very bright and
very energetic people.
Do you have a college degree? If not,
then get one. Those credentials become more valuable every year.
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EARN |
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Employees face a lot of
challenges to becoming rich.
There are taxes, medical
expenses, and temporary layoffs.
You need a job that has enough
benefits to smooth over these
bumps on the path to wealth. You
need a job that has insurance
benefits, a 401(K), and an
opportunity to move ahead.
All jobs are not like this. But
most jobs for college graduates
are. Don't try to run your
entire life on a dead-end, no
benefits job.
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SPEND |
You have to spend less money than you
make. You have to do this every month.
You cannot spend more than you make this
month and hope you will make it up next
month. Next month never comes.
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SAVE |
Now that you are not spending all of
your money, you are ready to start
saving. How much? You must save a
minimum of 10% of your take-home pay. If
you are buried in credit card debt, then
applying this 10% to the balance of your
credit cards counts as saving - for now.
Use the next year to aggressively pay
off your credit cards. Then start
putting 10% in the bank.
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INVEST |
Money saved is wonderful. Money invested
is powerful. You must learn to put your
money to work by investing it someplace
that will earn a compound return. Your
wealth does not belong in a sock drawer
or in a bank savings account. You must
learn about the different options for
investing for long-term wealth.
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INCORPORATE |
Even a lifetime employee needs
to take advantage of a small
corporation. You create this
corporation to help with your
investments, to create multiple
streams of income, and to use
the tax laws in your favor.
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Those are the seeds
of the
Millionaire Employee plan.
Ready to learn more? Then get the
TOOLS you need to keep going.
Now what are you going to do? Are
you going to follow the rich path or the
poor path?
Are you are
going to become the Millionaire
Employee?
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"Unfortunately, most
people have many 'going
broke' skills and no
'getting wealthy'
skills.
“You came out of school knowing the rules of English grammar, the history of the American Revolution, and the table of Chemical
Elements.
"But did anyone teach you how to be a great employee?
Did anyone teach you how to get the best raises?
Did anyone teach you how to handle the money you make?
Did anyone teach you how to set and achieve big goals?
"No? Why not?
Aren’t these important?
“You have to learn to
spend your time and your
money on things that
lead to becoming wealthy
- not things that lead
to going broke.
"Start working on your
'getting wealthy' skills
today."
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